Get Permission To Spend!

Take control of your finances starting today! 

"A great, straightforward book/workbook to help you get control of your finances without being overwhelming. Takes you one step at a time towards organizing and making realistic plans to reach your financial goals."  - SG

Solidly written and encouraging  

This practical and easy-to-follow self-help book on how to effectively manage your money is solidly written and encouraging for beginnings and veterans alike. It can serve as a starting point or a refresher for those looking to get on track with their finances. This helpful and basic guide to learning about money management would be a staple in any household." - BB

Hope for financial control  

"Hope for financial control. It makes sense! The reasons for planning and budgeting are told in an understandable way. I don't have to have a major in accounting to take control of my financial future." -CM  

 Take the fear out of planning 

"It is rare to have such an important topic approached with both organizational discipline and a compassionate voice. Diane has a gift for taking intimidating parts of planning and creating an encouraging process that helps you to first, believe in yourself. With the process and techniques she teaches, Diane helps readers to be stronger providers for their own futures - and the futures of their family! If you need a way to help flush out the things you might be ignoring - this is a book for you! " - XR

 Easy to follow  

"This financial workbook is excellent! It is written in a very easy to follow manner, and it's like the author is sitting right next to you helping you work your way through the book. Bonus are the worksheets that can be used over and over. I can't wait to finish going through this workbook and getting all my finances in order." - LR

Great tool for keeping track of your money! 

"I bought this workbook for my nephew. He is living in his first apartment and works n the gig economy. The workbook is a practical tool for him to capture his current budget and his plans for the future. I know that he will learn a lot about himself and his financial goals and enjoy the process thanks to the author’s down to earth approach." -DS

Sleep easier at night! 

"This book has straightforward, valuable information for people at all levels. The "feeling" of the writing is very "high vibration" and positive such that you feel encouraged and empowered that, "yes, this makes sense and I can do this"! EVEN IF you have not been on top of your finances in the past, you can easily start now with this information and the guidelines. No time like the present!

There are specific action steps, and it is written in a workbook form so that you can write in the information immediately - no excuses. I have purchased this book for family members - it would make the best and most practical gift for a young person, or a new couple just starting out. Start now with knowledge and of what to do to create your financial foundation."  - BFS

Handy, easy to read and understand - and life saving! 

"There is so much to like about this valuable tool! It is a workbook, so it is immediately something you can get involved with (as compared to a 'book' that you just read and say, "hey, cool ideas" but then never actually DO them). The activities are short, reasonable, and develop in a logical way throughout each section. It feels SUPER empowering to follow the author's budgets, goals, and plans -- and it similarly empowering to be able to add your own personal spin on what you want to prioritize. I honestly think all of us should have this. It's an ideal 'adulting' tool!" - HT

The EASIEST way to let go of financial anxiety and create a life of financial freedom  

"I can't think of a better book or product for getting your finances in order than this one! First of all, it's inexpensive. So you're not buying a $200 DVD set or another monthly subscription that you won't use. Second, it gets you started right away--you don't have to know anything about finances to dive in, and it's a workbook/book combination, so you don't need anything but a pen to start making changes in your life. Diane Macias suggests simple steps to help you get a clear understanding of not only your income and expenses but your goals and attitudes towards money. I went from dreading spending--because I didn't have a budget, and I didn't know what I needed to be saving and spending--to enjoying putting my money to work for me since I have a plan for spending and saving. As a mom, I feel so much better knowing that if anything were to happen to me, I've not only taken steps to prepare for the future of my family, but we've communicated about and made an effort to organize our financial information. I used to think that having a budget and being honest about finances would be a big bummer. But I love what Macias advises about planning ahead: "When you have peace and security within your finances...you'll have the energy to make the life you want to live." -KT